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枫下茶话 / 美国话题 / 关于给孩子买的加拿大RESP的问题，全家要搬到美国去因为工作原因，大家是怎么处理RESP的？因为已经交了很多年，如果取出来觉得划不来，是否可以留在加拿大不管它？如果不管它，是否需要在美国交税呢？
-lily102030(roseley);
2020-1-2
(#12571414@0)
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上大学就能取
-googlebot(bot);
2020-1-2
(#12571439@0)
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问题是上大学还要等10年呢。 那这十年期间我可以不管它吗？
-lily102030(roseley);
2020-1-2
(#12571513@0)
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可以停止付款
-googlebot(bot);
2020-1-2
(#12571529@0)
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transfer the ownership to grandparents
-aol(美加华人);
2020-1-2
(#12571492@0)
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但grandparents 不在加拿大长呆啊。
-lily102030(roseley);
2020-1-2
(#12571524@0)
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If they were landed immigrants or citizens, it would be easier. otherwise, it is not doable.
-aol(美加华人);
2020-1-2
(#12571533@0)
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TD跟我说不行。你是怎么办的？
-linsanity(大林小林整天写错别字);
2020-1-2
(#12571588@0)
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can't remember exactly, it has been 10+ years...but they need to open the RESP account with transferring from an existing account balance. There are certain type of forms need to be filled up.
-aol(美加华人);
2020-1-3
(#12572782@0)
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TD说小孩在美国了就不能开新的RESP了，回头我再换一家问问
-linsanity(大林小林整天写错别字);
2020-1-3
(#12573168@0)
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RESP growth is not tax exempted, will be counted as Trust and be taxed in US return. better to be collapsed.
-tiff(tuolaji);
2020-1-6
(#12576309@0)